Trying to find the right solution when you are carrying too much credit card debt can be very overwhelming or confusing. But the fact is, there are experts out there who have answers and guidance for you and who can make the decision about how to handle our debt a lot less stressful. Like the friendly consultants at White Mountain Partners.
You don’t have to dive into a call with White Mountain Partners before you know them a little better. Check out the White Mountain Partners reviews and testimonials from past clients that they feature on their website. You may even find a story that sounds a little bit like your own.
How Can Debt Consolidation Help Me With My Credit Card Debt?
This article is to help explain debt consolidation so you can decide how it might work for you. But one thing is clear from the outset: making any plan to manage your credit card debt and make a long-term plan to pay it off is an absolute must. Credit card debt essentially is stealing from your future financial stability. The faster you get it under control, the more quickly you can start saving for life’s meaningful long-term goals: buying a home, planning for retirement, travel, whatever is on your wish list.
White Mountain Partners Debt Consolidation FAQs
Who Are White Mountain Partners?
Clay Advisors is a lending company offering loans to consolidate your credit card debt into a single payment. A quick call with a Clay Advisor can reveal to you the kind of loan rates for which you will qualify — hopefully leading to a lower monthly payment than what you are doling out now.
What is Debt Consolidation, exactly?
Debt consolidation simplifies your debt by turning it into a single payment, and it also frequently offers a lower interest rate than what you might currently be paying on high-interest credit cards and other debts. In fact, debt consolidation is simply a specific type of refinancing, resulting in a new loan.
Debt Consolidation PROS
- A single monthly payment
- A defined end-term and payment plan
- Potentially, lower interest rate than what you are paying on your credit cards
- The interest rate on the loan is fixed, unlike credit card interest rates, which can fluctuate
Debt Consolidation CONS
Debt consolidation doesn’t fit every person and every circumstance. Depending on your credit score, it is possible that you won’t qualify for an advantageous loan interest. This is why it’s important to talk with a qualified financial counselor, who can review your debts and credit history and give you a straight talk on what you do or do not qualify for. That is what White Mountain Partners will do.
Can I Apply with White Mountain Partners?
It’s easy to apply at White Mountain: fill out this short form and then speak to an advisor. He or she will review your debts, explain how credit debt consolidation works and offer recommendations on what your best plan is for your specific circumstances (i.e. amount of debt, monthly payment, current interest rates, etc.)
It’s important to know that there is NO obligation at all when you speak with someone at White Mountain Partners. You will have the opportunity to ask questions and get a clear understanding of what your options are for managing your debt at this time.
Have Other People Had Success with White Mountain Partners Reviews?
It’s always helpful to hear from others who have tried out a product or service you are considering. So be sure to take a few minutes to read some of White Mountain Partners’ reviews on their website. You can decide for yourself if you want to give White Mountain a try — and their financial consultants will be standing at the ready, waiting to help you.