3 thought on “Taxman Graph-iti: Do you know when your accounts are taxed?”

  1. Physician on FIRE September 8, 2017 at 10:14 amEditReply

    I like the chart, and I aced the quiz! [pats self on back]

    I’m not sure what color red and green make (brown, maybe?), but I would make the last 2 squares in the taxable row that mystery color. If you can keep taxable income under ~ $75,000 (not hard to do in retirement if you plan for it), QD & LTCG can be tax free, at least at the federal level.


    • [email protected] September 8, 2017 at 10:29 amEditReply

      Nice! I had no doubt you’d ace it…probably not the first (or last) test you’ve aced.

      Good call on the bottom row. I did consider blending the colors or adding another asterisk to the taxable account row for the very reason you mentioned. I guess I decided not to because some people touch this money before retirement when their income is still high, negating any tax benefits. But you’re right, some kind of chart modifying is in order.

      I do have a future post coming about withdrawing from a taxable account without being taxed so I guess I didn’t want to steal my thunder either.

      • Physician on FIRE September 8, 2017 at 5:08 pmEditReply

        That will be a good one. I’ve got something similar in my drafts folder, which is really just a big collection of titles.

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